Underwriter

Established in 2021, Independence Pet Holdings is a corporate holding company that manages a diverse and broad portfolio of modern pet health brands and services, including insurance, pet education, lost recovery services, and more throughout North America.

We believe pet insurance is more than a financial product and build solutions to simplify the pet parenting journey and help improve the well-being of pets. As a leading authority in the pet category, we operate with a full stack of resources, capital, and services to support pet parents. Our multi-brand and omni-channel approach include our own insurance carrier, insurance brands and partner brands.

Established in 2021, Independence Pet Holdings (IPH) is a corporate holding company that manages a diverse and broad portfolio of modern pet health brands and services, including insurance, pet education, lost recovery services, and more throughout North America.

We believe pet insurance is more than a financial product and build solutions to simplify the pet parenting journey and help improve the well-being of pets. As a leading authority in the pet category, we operate with a full stack of resources, capital, and services to support pet parents. Our multi-brand and omni-channel approach includes our own insurance carrier, insurance brands and partner brands

Independence American Insurance Company (IAIC), a subsidiary of IPH, has over 50 years of underwriting experience and a history of innovation in the pet insurance industry. IAIC has built a reputation as a trusted and dependable partner. We are a pet-focused underwriter with deep insurance industry experience, offering a product with proven consumer appeal.

Job Summary:

IAIC is seeking an Underwriter who will be responsible for developing coverage and benefit language for inclusion in pet insurance policies that aligns with actuarial pricing and underwriting guidelines. Provides underwriting support and guidance affecting the organization’s products, business practices, policies, and procedures.

Location: Remote

Main Responsibilities:

• Developing coverage and benefit language for inclusion in pet insurance policies that aligns with actuarial pricing and underwriting guidelines.
• Provides underwriting support and guidance affecting the organization’s products, business practices, policies, and procedures.
• Maintains and applies knowledge of veterinary terminology and animal health relevant to the industry and organization.
• Works with stakeholders to educate, mitigate underwriting risk, and strengthen profitability.
• Drafts coverage and benefit policy language in alignment with rates priced by Actuaries
• Manage timelines and deliverables related to coverage and benefit form revisions
• Contribute to the development of technical underwriting guidelines including controls and procedures.
• Ensures underwriting guidelines are applied to organizational policies, procedures and/or products.
• Responds to underwriting related questions
• May provide underwriting input on large claim or fraud cases.
• May identify areas of underwriting risk.
• Performs other duties and responsibilities as assigned.

Experience: 3 years’ relevant experience

Education: Must meet one of the following requirements:

• Associate’s Degree or equivalent work experience (One-year relevant experience is equivalent to one-year college)
• Certified Veterinary Technician (CVT)
• Registered Veterinary Technician (RVT)

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All of our jobs come with great benefits including healthcare, parental leave and opportunities for career advancements. Some offerings are dependent upon the location of where you work and can include the following:

• Comprehensive full medical, dental and vision Insurance
• Basic Life Insurance at no cost to the employee
• Company paid short-term and long-term disability
• 12 weeks of 100% paid Parental Leave
• Health Savings Account (HSA)
• Flexible Spending Accounts (FSA)
• Retirement savings plan
• Personal Paid Time Off
• Paid holidays and company-wide Wellness Day off
• Paid time off to volunteer at nonprofit organizations
• Pet friendly office environment
• Commuter Benefits
• Group Pet Insurance
• On the job training and skills development
• Employee Assistance Program (EAP)